Again, something for your insurer to investigate and determine

Landlord is demanding we pay their deductible for damage we caused

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canada goose Background: I live with my SO in a townhouse we rent from a private landlord who only rents out this one house. They are an accidental landlord and plans to sell the house after our lease is up. canada goose

buy canada goose jacket cheap A couple weeks ago we woke up to the sink running full on and a flooded bathroom which soaked through the floor and into the ceiling above canada goose outlet kokemuksia our living room. My SO and I were side eyeing each other thinking the other one left it on but neither one of us recall using it. That being said we accept we are at fault here. buy canada goose jacket cheap

canada goose black friday sale My SO canada goose outlet edmonton and I each have separate canada goose outlet store new york renter insurance policies and my landlord has a homeowner or landlord policy of their own. My SO looked into his policy and it has a $500 deductible and “liability” coverage. His insurance agent said this could be covered under that policy but they need to canada goose parka outlet send out someone to look at the damage to determine if it would ve covered. canada goose black friday sale

canada goose store My landlord told us we weren allowed canada goose outlet ontario to use our policy because it wouldn be covered and they will canada goose outlet online store review just use their policy. The issue is that their policy has a $1,000 deductible that they canada goose outlet las vegas demanding we pay. Right now. The landlord says the contractors can start work until the deductible is paid. We don have $1,000 cash right now. canada goose store

canada goose coats on sale Should we or do we have to pay her canada goose outlet uk deductible? Could the landlord insurance come after us personally for the amount they canada goose outlet store toronto pay out?So, a couple canada goose vest outlet things; canada goose coats on sale

uk canada goose 1) Hand this off to your renters insurance to handle as a liability claim. Direct your landlord to your canada goose factory outlet claim adjuster. If you are found liable due to your negligence, your insurer will cover his deductible (and possibly more). uk canada goose

canada goose uk shop 2) A sink (or any plumbing fixture) should have an overflow drain to prevent this. Depending on the setup, your landlord may actually hold some liability for this. For example, they may have improperly installed the sink. Again, something for your insurer to investigate and determine. canada goose uk shop

canada goose clearance Yes they can pursue you for the deductible but no you do not need to pay it. The damage is not legally your obligation from the information posted here. Check your lease for any damage to premises clauses likely will be something but still doesn mean that you must pay. These contracts regularly have a clause regarding damages but you have not had a civil judgment taken against you. canada goose clearance

buy canada goose jacket Real issue here to think about is talking to your landlord. canada goose jacket outlet store Explain you do not have the money in a lump sum offer to pay deductible in a payment plan or from your security deposit. Get a release of all claims from the landlord or the carrier will subrogate you for the full acv of damages caused Canada Goose Outlet which will be more. Ignore the slow drain issue proximate cause of loss is the water left running you may be able to argue some shared negligence but the sink left on is pretty clear issue buy canada goose jacket.

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